Peer Analysis

Email page PDF view Print view Email Alert Social media sharing
Performance Ratios (%) PFLC Peer Median Peer Average
ROAA 1.42 1.15 1.17
ROAE 13.73 11.60 11.10
Net Interest Margin 4.58 4.10 4.00
Efficiency Ratio 67.99 62.63 63.93
Loans / Deposits 86.57 88.54 86.19
Asset Quality Ratios (%)
NPAs / Assets 0.10 0.47 0.47
NCOs / Avg Loans 0.01 0.02 0.03
Reserves / Loans 1.28 1.22 1.24
Reserves / NPAs 999.56 199.94 295.59
Capital Ratios (%)
Tier 1 Capital 12.98 14.34 14.32
Tangible Equity / Tangible Assets 9.63 9.96 10.71
Total Equity / Total Assets 10.94 11.61 11.49
Market Ratios
Price / Earnings (x) 9.34 12.11 12.95
Price / Book (%) 119.31 116.37 119.70
Dividend Yield (%) 1.75 2.10 1.59
Data for trailing four quarters

Pacific Financial Corporation's peer group consists of the following: American River Bankshares (AMRB), Coastal Financial Corporation (CCB), Eagle Bancorp Montana, Inc. (EBMT), First Financial Northwest, Inc. (FFNW), First Northern Community Bancorp (FNRN), First Northwest Bancorp (FNWB), Oak Valley Bancorp (OVLY), Plumas Bancorp (PLBC), Riverview Bancorp, Inc. (RVSB), Timberland Bancorp, Inc. (TSBK)

Pacific Financial Corporation's financial data is as of 6/30/2019.

Peer financial data is as of 6/30/2019