Pacific Financial Corporation operates as the holding company for Bank of the Pacific, which provides various banking products and services to small to medium-sized businesses and professionals in Washington and Oregon.

The Company offers a variety of consumer deposit products, including checking, savings, money market, and time deposit accounts, as well as consumer loans and lines of credit, such as home equity loans, auto and recreational loans, and credit cards. For business services, we offer business checking and savings, small business lending and SBA loans, and business credit cards. For commercial clients, we offer commercial loans and lines of credit, commercial real estate, commercial deposits, treasury management services, commercial credit cards, and merchant services.

The Company operates through fifteen branches in the communities of Grays Harbor, Pacific, Thurston, Whatcom, Skagit, Clark and Wahkiakum counties in the State of Washington, and three branches in the communities of Clatsop and Clackamas counties in Oregon. The Company also operates loan production offices in the communities of Burlington, Washington and Salem, Oregon.